Your insurer's total loss offer is probably too low.
Drop their valuation report. In about 30 seconds you'll see exactly what it's worth fighting for. Free to check.
Drop the valuation report PDF here
CCC ONE, Mitchell, or Audatex. Tap to choose a file on mobile.
Analysis is free. A ready-to-send counter demand packet is $500 if the numbers justify it.
Their offer
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Your demand
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On the table
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The exact dollar value of each error, the corrected comparables, and the full legal argument are in your packet.
Optional. Type it in plain English; the numbers update automatically.
Signed-letter quality: editable Google Doc + PDF, emailed to you. Have credits?
Your counter demand is ready.
Also sent to your email.
Next: review it, sign it, and send it to your adjuster by email AND certified mail. Keep receipts for anything listed under recent repairs; the letter says documentation is available on request.